Ripple Swell Made Four Key Announcements in 2026
Ripple, at the beginning of the Swell 2026 conference, which took place in New York on October 27-29, announced four major developments. The company expanded its partnerships with Robinhood and BNY Mellon, while introducing new services for corporate treasury management. In addition, Ripple’s national trust bank initiative received final approval in the United States.
Ripple CEO Brad Garlinghouse highlighted the developments announced before the start of the conference’s main program. It was noted that U.S. Treasury Secretary Scott Bessent would also be present at the event.
Strategic Partnership Between Robinhood and Ripple
One of Ripple’s most noteworthy announcements was the establishment of a comprehensive strategic partnership with investment platform Robinhood. The partnership covers areas such as stablecoin usage, institutional trades, treasury management, financing, and access to markets.
LATEST: ⚡ Robinhood will use Ripple’s RLUSD stablecoin to settle institutional trades and automate treasury operations, and will tap Ripple Prime for financing, under a new partnership. pic.twitter.com/G6flcYOAC5
— CoinMarketCap (@CoinMarketCap) October 27, 2026
Ripple’s U.S. dollar-pegged stablecoin, RLUSD, is already available on the Robinhood Chain and the Bitstamp exchange, which was acquired by Robinhood. RLUSD is also expected to be added to Robinhood’s main application by the end of 2026.
Robinhood’s existing partnership with Ripple Prime is also expected to be expanded. Ripple Prime currently provides borrowing and margin financing services for approximately 20 digital assets on Bitstamp. These services are expected to be expanded to include continuous fixed-term trading by the end of the year.
XRP Ledger Partnership with BNY Mellon and C2FO
Ripple also expanded its collaboration with BNY Mellon across custody and tokenized trade finance on the XRP Ledger, involving RLUSD and XRP.
Ripple is expanding its collaboration with BNY across custody and tokenized trade finance on the XRP Ledger, involving RLUSD and XRP.@Ripple pic.twitter.com/MpUzrap9cY
— MSB Intel (@MSBIntel) October 27, 2026
Ripple and BNY Mellon plan to evaluate tokenized trade finance solutions on the XRP Ledger, potentially involving C2FO. Ripple announced a separate partnership with C2FO. Under this agreement, C2FO’s financing and payment processes on the Instant Pay platform will be transferred to the XRP Ledger.
RLUSD will be used to settle payments, allowing suppliers to receive their payments within seconds instead of waiting for traditional bank transfers.
Ripple Treasury’s 24/7 Returns Feature
Another important announcement by Ripple was related to its corporate treasury management platform, Ripple Treasury. The company introduced a new feature called 24/7 Returns. This service allows companies that meet certain conditions to earn returns on their idle funds, including digital assets, outside of traditional banking hours.
Ripple wants companies’ idle cash to work 24/7@Ripple launched Ripple Treasury features for companies managing cash, liquidity, and payments throughout the day at Swell 2026.
Ripple Treasury users include corporations such as American Airlines, Subway, and Adecco.
The main… pic.twitter.com/Evt1qPrcYu
— BSCN (@BSCNews) October 26, 2026
Ripple Treasury combines cash management, financial forecasting, payment transactions, liquidity tools, and artificial intelligence-supported automation services.
Companies such as American Airlines, Subway, and Adecco are also among Ripple Treasury’s corporate customers. The new feature aims to allow companies to manage their financial transactions not only within banks’ working hours.
Ripple’s Final Approval for National Trust Bank in the United States
The fourth major development announced before the conference was related to Ripple’s banking initiative in the United States. The U.S. Office of the Comptroller of the Currency (OCC) granted final regulatory approval to Ripple National Trust Bank. This completes the process that began with a conditional approval issued in December 2025.
BREAKING: RIPPLE GETS FINAL OCC APPROVAL! 🏦🟢🔥
🇺🇸 Ripple National Trust Bank receives FINAL APPROVAL from the U.S. OCC!
💰 Federal oversight for $RLUSD
🏦 Enterprise digital asset custody
🌍 A major milestone for Ripple!AND RIGHT BEFORE RIPPLE SWELL! 👀🚀 pic.twitter.com/RVrkhAHazh
— XRP Update (@XrpUdate) October 26, 2026
Ripple National Trust Bank will be subject to federal oversight and will be able to manage segregated reserves supporting RLUSD. It will also be able to provide collateral representation and custodial services for digital assets.
This development stands out as a significant regulatory step forward in Ripple’s plans to expand its activities in the areas of corporate finance and digital asset custody.
We’re kicking off 10 years of @RippleSwell with a bang!
1/ Goes without saying, but it was an honor to open up our conference with @SecScottBessent. His leadership, alongside the current administration, has been instrumental in ensuring that responsible crypto can thrive in the… pic.twitter.com/9kvULoDY0n
— Brad Garlinghouse (@bgarlinghouse) October 27, 2026
Ripple CEO Brad Garlinghouse emphasized that the four developments were announced before the start of the main program of Swell 2026. The company is also expected to make new announcements during the remainder of the conference.
